body {
	font: Verdana, Arial, Helvetica, sans-serif;
	color: #000000;
	background: #A4B9CA;
	text-align: center;
	margin: 0px;
	padding: 0px;
}
#holder {
	width: 853px;
	text-align: left;
	margin: 0 auto 0 auto;
	background-color:#FFFFFF;
}
#header {
	background: #A4B9CA;
	margin: 0 auto 0 auto;
	background-image:url(../buttons/top_bg.png);
	padding: 15px;
	height:18px;
}
#lft {
	width: 187px;
	height:55px;
	float: left;
}
#nav {
	width: 185px;
	height:222px;
	float: left;
	background-image:url(../buttons/left_bg.jpg);
	background-repeat:no-repeat;
	padding: 21px 0px 5px 0px;
}
#content {
	margin: 0px 0px 0 0px;
	padding-left: 15px;
	padding-right: 15px;
	padding-top:25px;
	background-color:#FFFFFF;
}
#mlcalcWidgetHolder
{
font-weight:normal;
font-size:9px;
font-family:Tahoma;
padding:0;
margin: 0 auto 0 auto;
border:0;
background:transparent;
color:#E5E5E5;
width:300px;
text-align:right;
padding-right:10px;
}
#header1 {
	margin: 0 0px 0 0px;
	padding: 0px;
	background-image:url(../images/header_bg.png);
	background-repeat:repeat-y;
	float:left;
	width: 668px;
	height: 222px;
}
#footer {
	padding-top: 2px;
	font-size: 12px;
	color: #ffffff;
	height: 48px;
	background-image:url(../images/footer.png);
	background-repeat:no-repeat;
	text-align: center;
}
.footer
{
font-size: 13px;
color: #FFFFFF;
font: Verdana, Arial, Helvetica, sans-serif;
margin-top:2em;
}
.callout {
	font: bold 130% Georgia, "Times New Roman", Times, serif;
	color: #333;
	margin: 0;
	padding: 20px 10px;
}
.location {
	font: Georgia, "Times New Roman", Times, serif;
	color: #1E3044;
	font-size:16px;
	font-style:italic;
	margin: 0;
	font-weight:bold;
}
.italics {
	font: Georgia, "Times New Roman", Times, serif;
	color: #000000;
	font-size:16px;
	font-style:italic;
	margin-left: 50px;
	margin-right: 50px;
}
.prods
{
	font: Verdana, Arial, Helvetica, sans-serif;
	margin-top: 0px;
	margin-bottom: 0px;
	font-size:16px;
	font-style:normal;
	font-weight:normal;
}
.small
{
	font: Verdana, Arial, Helvetica, sans-serif;
	margin-top: 0px;
	margin-bottom: 0px;
	font-size:10px;
	font-style:normal;
	font-weight:normal;
}
.brclear { 
     clear:both; 
     height:0; 
     margin:0;
     font-size: 1px;
     line-height: 0px;
}
p {
	font-size: 16px;
}
.center 
{
	font-size: 15px;
	font: Verdana, Arial, Helvetica, sans-serif;
	margin-top: 0px;
	margin-bottom: 0px;
	text-align:center;
}
.bold
{
	font-size: 16px;
	margin-top: 0px;
	margin-bottom: 0px;
	font: Verdana, Arial, Helvetica, sans-serif;
	font-weight:bold;
}
.red
{
	font: Verdana, Arial, Helvetica, sans-serif;
	margin-top: 0px;
	margin-bottom: 0px;
	font-size:12px;
	font-style:normal;
	font-weight:normal;
	color:#FF0000;
	text-align:center;
}
#content p {
	line-height: 130%;
}
#footer a:link { 
	color:#FFFFFF;
	text-decoration: underline;
	font-weight:normal;
	}


#footer a:visited { 
	color:#A4B9CA;
	text-decoration: underline;
	font-weight:normal;
}

#footer a:hover, #nav a:active, #nav a:focus {  
	color:#A4B9CA;
	text-decoration: underline;
	font-weight:normal;
}
#nav a:link { 
	color:#FFFFFF;
	text-decoration: none;
	background: url(../buttons/arrow1.png) no-repeat;
	padding-left: 15px;
    background-position: 3px 8px;
	line-height: 7px;
	font: Verdana, Arial, Helvetica, sans-serif;
	font-size:  15px;
	font-weight:normal;
	}


#nav a:visited { 
	color:#FFFFFF;
	text-decoration: none;
	background: url(../buttons/arrow1.png) no-repeat;
	padding-left: 15px;
    background-position: 3px 8px;
	line-height: 7px;
	font: Verdana, Arial, Helvetica, sans-serif;
	font-size:  15px;
	font-weight:normal;
}

#nav a:hover, #nav a:active, #nav a:focus {  
	color:#FFFFFF;
	background: url(../buttons/arrow2.png) no-repeat;
	text-decoration: none;
	padding-left: 15px;
    background-position: 3px 8px;
	line-height: 7px;
	font: Verdana, Arial, Helvetica, sans-serif;
	font-size:  15px;
	font-weight:normal;
}
h1
{
	color:#1E3044;
	font-size:18px;
	font: Verdana, Arial, Helvetica, sans-serif;
	text-align:center;
	margin-top: 1em;
	margin-bottom: .1em;
}
h2
{
	color:#1E3044;
	font-size:17px;
	font: Verdana, Arial, Helvetica, sans-serif;
	font-style:italic;
}
img.loc { 
    float: left;
	clear: right; 
    margin: 12px; 
}
#fdic
{
float: right;
height: 48px;
width: 170px;
}
.sidenote
{
font-size:10px;
color:#000000;
text-align:right;
}